Corbyn Investment Management, Inc.

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Corbyn Investment Management, Inc.

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800-576-7498 Shareholder Services

410-832-5500 info@greenspringfund.com

All investments involve risk and principal loss is possible. Corbyn Investment Management invests in smaller companies, which involve additional risks such as limited liquidity and greater volatility. Investments in debt securities typically decrease in value when interest rates rise. This risk is usually greater for longer-term debt securities. Investments by Corbyn Investment Management in debt securities rated below investment grade present a greater risk of loss to principal and interest than higher-rated securities.